Zurich risk ratings

Zurich calculates the volatility of each of its funds and maps them to our 1-7 scale, and in early  2025 Zurich changed the underlying inputs into our risk rating methodology. We now take account  of the past twelve years of market movements and our fund risk ratings are now described  relative to the risk of global equity markets. This is designed to give you and your advisor a clearer understanding of the risk associated with our funds and to improve the ease of selecting fund(s) that are appropriate for you. 

You might have seen your risk rating on the client centre change when this happened. However,  it is important to note that this change only affects the way we illustrate fund risk in our risk rating figures. There is no change to how Zurich funds are managed and the risk associated with any fund is unchanged. Your fund will still invest in the same asset classes, maintaining the same asset ranges as before.

For more information on the change please speak to your Financial Advisor or view our flyer on understanding your risk/reward profile.