Fixed Term (Series 4) Fund

From time to time, Zurich may make a Fixed Term Fund available. These funds are designed to provide a fixed gross return for a short period of time, normally a few years. In addition there may be a potential additional return payable, depending on equity markets.

The return is provided by investing the funds in an account provided by a bank. As monies are invested with a bank, there is counterparty risk. The return is provided by the counterparty on each fund and not by Zurich Life. The return of amount invested, interest and potential additional return will only be based on what Zurich Life receives from the bank. Where an encashment or fund switch prior to the maturity of the fund is made available, which is at the sole discretion of Zurich Life, the fixed return will not apply, the potential additional return will not be payable, and the unit price will be calculated based on market conditions and the return you receive may be less than you originally invested. The fund is designed to be held for the full period; It may not be appropriate for customers who intend to hold it for a shorter period. There is no guarantee that access to the fund is available prior to the maturity date of the fund. If customers do not remain in the fund for the full period, the return may be significantly lower than quoted and could be negative.

Please ensure that you read the Key Features Document that corresponds with any Fixed Term Fund you are considering investing in.