Tech Talks
A round-up of all the latest Tech Talks from Zurich Ireland.
Latest talks
Our latest TechTalk takes a deep dive into Estate Planning, Discretionary Trusts, and the use of Investment Bonds as an efficient way to manage them.
There are two pension arrangements under which this pension funding can take place. They have the option to fund under either an Executive Pension in a Master Trust or a PRSA. In today's TechTalk we review both of these options for 2025 contributions.
With the Revenue “Pay and File” tax deadline approaching, it's crucial to understand the benefits and challenges of making pension contributions before the deadline to maximise tax relief.
While tax relief is only available on pension contributions against your individual earnings, there are some measures that may need to be taken to optimise income tax relief.
Defined Benefit (DB) schemes regularly review how to manage their future liabilities and one exercise that many will undertake is to offer deferred members an ETV (Enhanced Transfer Value). This amounts to their Standard Transfer Value based on their future pension entitlement under the scheme plus an additional incentive. This is normally offered for a limited period and many schemes will require members to obtain financial advice from an advisor appointed by the scheme before allowing them to accept.
In this edition of TechTalk we look at changes to the PRSA (Personal Retirement Savings Account) contract, changes to the State Pension (Contributory) and how these changes may have an impact on payments from your clients Vested-PRSAs and ARFs (Approved Retirement Funds).
The Irish Revenue incentivise pension saving by providing tax relief on contributions and tax-free investment growth on returns made; however, they do impose restrictions on how much you can save using a pension in terms of your contributions and the overall fund you can build.
The Irish Revenue incentivise pension saving by providing tax relief on contributions and tax-free investment growth on returns made; however, they do impose restrictions on how much you can save using a pension in terms of your contributions and the overall fund you can build.
The Pensions Authority’s activity in relation to its enforcement of IORP II has consequences for legacy issues effecting schemes, including pension adjustment orders.
As we continue to navigate the new PRSA landscape we've pulled together an FAQ document to help you better understand the changes and the opportunities available.