Fires can start easily and spread quickly, and while the vast majority of fires in the home are avoidable, with our home insurance, your home and belongings are covered for fire damage.
Protecting your home
Accidents can happen and every year homes are damaged or destroyed as a result of domestic fires. Precautions and fire safety measures can be taken to reduce the risk of fire in your home. Your home insurance policy with Zurich will also cover you for the cost of any damage or loss of your home and contents due to a fire. You can help reduce the risk of a fire occurring in your home by taking some simple precautionary measures.
Accidental fire
Whether you're a homeowner, tenant or landlord, fire is one of the biggest home insurance risks so it’s crucial you have the right home insurance cover in place in case of a fire at your property. If the fire is caused accidentally, you will be covered under the terms of your policy.
We have you covered
So what does fire insurance cover? With our home insurance cover, policy holders who have a fire at their property will be covered for loss or damage to their building or contents. In addition, fire brigade charges are covered up to €2,000 and if you are unfortunate and have a fire in your home, you can avail of our Emergency Helpline on 0818 208 408.
Fire safety tips
A fire can start and spread easily throughout your home and the damage caused can be extensive and catastrophic. Therefore, it’s important to put preventative measures in place to help reduce the risk of fire in your home. Read our risk prevention tips for advice and fire safety ideas on how to protect your home from fire.
Terms, conditions and underwriting criteria may apply.
*Save up to 6% with the 'Protect' promocode discount and up to a further 10% discount when you get an online quote and buy a new home insurance policy online from Zurich. Simply enter ‘Protect’ in the promotional code box when you get your online home quote. This offer is available to new customers in the first year only and not available to existing Zurich home insurance customers. We offer an additional 5% discount on your home insurance if you have an existing insurance policy with Zurich. We also offer a minimum additional discount of 10% if you have been claims free for 4 years or more. Offer is valid until 30 November 2025. This offer cannot be used in conjunction with any other Zurich home insurance offer. All premiums including discounts are subject to the minimum premium. Discounts do not apply to optional add-ons.